It’s a common misconception: “There’s no point refinancing when rates are high.” In reality, refinancing can be just as valuable—if not more so—in a higher-rate environment. Why refinancing still matters Even when rates are elevated: Not all lenders price loans the same New customers often receive better deals Your current loan may no longer be …

With interest rates shifting and economic uncertainty continuing, many borrowers are asking the same question: should I fix my rate or stay variable? The case for variable Variable loans offer flexibility, including: Extra repayments Access to offset accounts Easier refinancing However, they’re also exposed to further rate increases, which can make budgeting less predictable. The …

With interest rates continuing to rise, many homeowners are feeling the pressure. The good news? There are simple, effective steps you can take to stay in control. 1. Review your interest rate Lenders don’t always offer their best rates automatically. A quick review could reveal opportunities to negotiate a better deal or switch lenders. 2. …